Team
At Westminster Wealth Management, we have you—and only you—in mind.
Kevin L. Lynch
Retirement & Estate Planning Specialist
Email: kevinl@westminsterwm.com
Phone: 908-904-4100
Fax: 908-904-1200
- Registered to sell Mutual Funds & Variable Contracts in New Jersey, New York, Pennsylvania, Delaware, Maryland, North Carolina, South Carolina, and Florida
- FINRA Series 6, 63, and 65 Licenses
- Life, Health, Variable and Long-Term Care Insurance Licensed in New Jersey, New York, Pennsylvania, Delaware, Maryland, North Carolina, South Carolina, and Florida
- Registered Representative of First Heartland Capital, Inc. and Financial Advisor of First Heartland Consultants, Inc.
Board Certification in Estate Planning (BCE)
Kevin is Board Certified in Estate Planning by the Institute of Business and Finance. The Board Certified in Estate Planning (BCE) designation is conferred upon candidates who complete an intensive year-long graduate school level program, designed to educate the advisor on every aspect of estate planning and taxation. Unlike other estate planning programs, the BCE course includes the postmortem experience. It is during this period of grief and anxiety that Kevin can provide added service and expertise to his clients.
moreAndrea Cresti
Client Relations Manager
Email: andreac@westminsterwm.com
Phone: 908-904-4100
Fax: 908-904-1200
Andrea Cresti is the Westminster Wealth Management Group (WWM) Client Relationship Manager. Andrea has been with the WWM team since its founding. Andrea plays a key role in building, maintaining, and strengthening client relationships. She manages the daily operations and support for the team while ensuring an excellent customer experience. Andrea works with the team to develop marketing, advertising, sales, and public relations materials to ensure WWM is meeting the needs of existing and potential clients.
Andrea began her career as a Graphic Designer for a small Advertising and Public Relations firm and then moved to Merrill Lynch. During her 10-year career at Merrill Lynch, Andrea worked as a Corporate Trainer, providing technical and professional development to Financial Advisors and Customer Service Personnel. Prior to joining WWM, Andrea worked at American Prosperity Group (APG) as the Customer Service and Office Manager.
moreKEVIN LUKE LYNCH
Licensed Agent
Email: kevinluke@westminsterwm.com
Phone: 908-904-4100
Fax: 908-904-1200
Kevin Luke Lynch, Jr. joined Westminster Wealth Management in 2019 bringing his unique approach to client services and financial planning. Kevin Luke’s small business expertise, financial statement analytics, and sales team training and coaching experience helps him better serve the WWM clients.
Kevin Luke holds a Life and Health license, his Securities Industry Extract (SIE) and his Series 7 Securities license. He is studying to pass his Series 66 Advisory exams and plans to secure his Certified Financial Planning (CFP) certification by the end of 2021.
Kevin Luke graduated from Providence College with a BA in Business Economics. After graduation, Kevin Luke worked in the small business funding industry for eight years, assisting thousands of small business owners secure funding for their capital expansion goals and objectives. He helped his clients obtain a range of products from cash advances to equipment lines of credit. Building upon his success, he moved into a management role and was responsible for training and managing new sales agents. He decided to venture out on his own as a consultant to assist his many clients with business microlending and cash advance funding.
moreRYAN BEYEL, CFP®
Certified Financial Planner
Email: ryanb@westminsterwm.com
Phone: 908-904-4100
Fax: 908-904-1200
Ryan T. Beyel joined the WWM team in 2019. He is a Certified Financial Planner and holds Series 7 and 66 licenses along with Life and Health Insurance licensing. He is currently studying for his Property and Casualty license.
Click here for more information on the Certified Financial Planner™ certification.
Before joining Westminster Wealth Management, Ryan worked in the Washington D.C. area for Davis and Devine, a franchise of Ameriprise Financial, for five years. There he helped facilitate relationships with over 300 clients and utilized financial planning knowledge and tools to present accurate retirement plans to those clients. Ryan has been applying this knowledge and expertise to servicing our family of clients with their financial plans. Ryan is passionate about helping people alleviate the stress surrounding finances.
moreWelcome to Westminster Wealth Management
A Note from our Founder:
I founded Westminster Wealth Management in 2007 with a focus on family, life balance, education, and service. We understand our clients and community because we live here, serve here, and have lived through the many life situations our clients experience. Our team is poised to advise our clients to improve their financial health and develop financial goals and plans to grow and preserve wealth for the future.
My Story
In 2000 I was working my way up the corporate ladder. I was married with 4 children under 10 years old. Life was busy and getting busier each day- The days, weeks, months seemed to fly by. Working a corporate job certainly had its perks, but also its drawbacks. The steady paycheck and job security was comfortable and safe, but my job was all-consuming. Family events were missed, and many a day off or vacation day was spent on conference calls, etc. Not being there for my young family was starting to weigh on my mind.
It was then that my father passed away; I was 38 years old.
Like most families during that time, my father handled the money and my mother the house. My father was a family man and a great example of service to others. If he wasn’t working, he was serving the needs of our church, helping friends or volunteering in the community. These important values were instilled in me and my siblings from a very young age. His unexpected passing left a large void of responsibility and my mother needed assistance. My mom understood what bills needed to be paid but did not know how the checking account got “refilled”. While grieving the loss of my father, juggling my busy life and stressful job, I helped my mother get her finances in order and manage the household bills while protecting her retirement. As my mother and I navigated through this experience, it was clear to me that there must be so many people like my mom who needed this kind of assistance.
Getting a crash course in asset management, retirement planning, legacy and estate planning was overwhelming at first, but as a lifelong student, I soon realized that I was very interested in learning more about these subjects and understanding how effective financial planning can change a family’s life. It was in that moment that I decided I could no longer justify missing precious family time, my children’s sporting events, recitals, or milestones for my job. I knew that I needed a better work/life balance and decided to work toward making a change.
I understood the benefits of financial planning, retirement planning, and wealth management and knew I could make a difference in the lives of others by making financial advising a career. I started researching, taking classes, studying, and getting licensed. In 2007 I made the switch from a corporate job to opening my own business. I continue to research and learn every day and have made education a large part of the WWM business for me, my team, and our clients. This enables us to provide the best advice and develop the best plans. As we consider strategies and develop plans with our clients, we provide advice and options to create flexible plans that change and adapt as life situations change.
At Westminster Wealth Management our team understands our clients and the communities we serve. We build strong, lifelong relationships and treat our customers like family. My team and I look forward to serving those who strive to improve and preserve their financial health no matter their stage in life – a recent college grad, a newlywed, new parents, college planning, on the cusp of retiring, or working through wealth transfer strategies. We are here and we can help.
I am proud of the work I do as a financial, life planning advisor and enjoy the opportunities to educate and be of service to others and at the same time assist them in creating their tomorrow, today.
I invite you to learn more about WWM by scheduling a complimentary initial consultation, or signup for one of our free educational seminars. We look forward to serving you.